Student Budget Planner

Plan your term-by-term spending. We auto-save your figures so you can come back any time.

Term Length

Weeks in this term — 30

8 wks30 wks (academic year)52 wks

Income

Maintenance Loan (per term)

Parental Support (per term)

Part-Time Work (per week)

Scholarship / Bursary (per term)

Savings (total for term)

Expenses

🏠 Accommodation (per week)

🛒 Food & Groceries (per week)

🚌 Transport (per week)

📱 Bills (phone/data) (per week)

🎉 Social & Fun (per week)

📚 Course materials (per term)

✨ Other (per week)

Deficit this term

-£1,200

-£40.00 per week

This Term

Total income£7,400

Total expenses£8,600

Biggest cost Accommodation

Expense Mix

💡 Recommendations

•Accommodation is over 40% of your budget. Consider house-sharing or moving further from campus.
•Working 10+ hrs/week can hurt grades. Check your university's recommended limit (often 15–20 hrs).
•You're spending £1,200 more than you have this term. Top fixes: reduce eating out, switch to weekly meal prep, share streaming subscriptions.

For educational purposes only. Not financial advice. Mustard Investments is not authorised or regulated by the Financial Conduct Authority. Capital at risk.