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Create a free accountEstimate your monthly payments, total interest, and stamp duty for a UK mortgage
On a £250,000 property with a £25,000 deposit, you'd borrow £225,000 at 5.0% over 25 years. Your monthly payment would be £1,315, and you'd pay £169,598 in total interest. As a first-time buyer, you pay no stamp duty on this property.
Stamp duty uses England & Northern Ireland residential rates effective from 1 April 2025. Indicative only — Scotland (LBTT) and Wales (LTT) differ; confirm with a solicitor or adviser.
For educational purposes only. Not financial advice. Mustard Investments is not authorised or regulated by the Financial Conduct Authority.